Indian Mutual Fund Products
Investing in mutual funds can be an effective way to build wealth over the long term, and Wealth In India is here to help you get started. With a range of mutual funds to choose from, our team of experts will work with you to create a tailored investment strategy that meets your unique goals and risk tolerance.
Equity Mutual Funds
If you are looking for a way to invest in the Indian stock market, equity mutual funds can be an excellent choice. Indian Equity Mutual Funds are investment vehicles that pool money from several investors and invest in equity shares of companies listed on the Indian stock market. They offer a diversified portfolio of stocks, which is managed by professional fund managers. Some popular types
of Equity Funds in India are Large cap Equity Fund, Mid cap Equity Fund, Small cap Equity Fund, Multi-cap Equity Fund, Flexi-cap Equity Fund, Index Fund & Sectoral Fund.
Benefits of Investing in Indian Equity Mutual Funds:
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Diversification: Mutual funds invest in a diversified portfolio of stocks, which helps to reduce the risk of investing in a single stock.
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Professional Management: Mutual funds are managed by professional fund managers who have years of experience in the stock market. They have access to research and information that individual investors may not have.
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Liquidity: Mutual funds are highly liquid, which means you can buy and sell them easily on any business day.
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Affordable: Mutual funds are an affordable way to invest in the stock market as they allow you to invest small amounts of money.
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High potential returns: Equity mutual funds have the potential to deliver high returns over
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the long term. These funds invest in stocks of various companies, and as the value of these
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stocks increases over time, the value of your investment also grows.
Investing in Indian Equity Mutual Funds is an excellent way to participate in the growth potential of the Indian stock market. It offers a diversified portfolio of stocks managed by professional fund managers. Consider your investment objectives and risk profile before choosing a fund to invest in.
Debt Mutual Funds
If you're looking to invest in debt securities, debt mutual funds can be a great option. Debt Mutual Funds are a type of mutual fund that primarily invests in fixed income securities such as bonds, debentures, and government securities. These funds are a popular investment option for individuals who are looking for relatively stable returns over a longer period of time. They are also considered to be a safer investment option compared to equity funds, as they are less volatile. Some popular types of Debt Mutual Funds in India are credit risk fund, Gilt Fund, Liquid fund, short term duration Bond fund & Dynamic Bond fund.
Benefits of Indian Debt Mutual Funds:
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Diversification: Debt mutual funds invest in a variety of fixed income securities, which helps to diversify the investor's portfolio and reduce risk.
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Regular Income: Investors can earn regular income in the form of dividends or interest payments, depending on the fund's investment strategy.
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Liquidity: Debt mutual funds are generally more liquid than other fixed income investments such as bonds, as they can be bought and sold on a daily basis.
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Tax Benefits: Some debt mutual funds offer tax benefits to investors, such as tax-free dividends or exemption from long-term capital gains tax.
If you are interested in investing in Indian Debt Mutual Funds, it is important to consider your investment goals and risk tolerance. You should also research the different AMCs and their funds to find one that aligns with your investment objectives. Debt mutual funds can be a great investment option for investors who are looking for regular income with low risk.
Hybrid Mutual Funds
If you're looking for a way to diversify your investment portfolio while minimizing risk, hybrid mutual funds in India might be the perfect solution for you. Hybrid Mutual Funds are investment vehicles that invest in a mix of equity and debt instruments. These funds provide a balanced investment option for investors who seek both capital appreciation and regular income. Some popular types of
Hybrid Mutual Funds in India are Balanced hybrid Funds, Aggressive hybrid Funds, Conservative Hybrid Funds & Dynamic Asset Allocation.
Benefits of Investing in Indian Hybrid Mutual Funds
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Diversification: Hybrid mutual funds invest in a mix of asset classes, which helps reduce the risk associated with investing in a single asset class.
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Stable returns: As hybrid funds invest in a mix of debt and equity instruments, they offer stable returns while minimizing volatility.
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Flexibility: Hybrid mutual funds provide investors with the flexibility to switch between debt and equity as per their investment objectives.
Investing in Indian Equity Mutual Funds is an excellent way to participate in the growth potential of the Indian stock market. It offers a diversified portfolio of stocks managed by professional fund managers. Consider your investment objectives and risk profile before choosing a fund to invest in.
Tax Saver
If you're looking for a tax-saving investment option that also allows you to participate in the stock market, then this might be the perfect product for you. These mutual funds invest primarily in equity shares of companies, and a small portion is invested in debt securities. The equity component of these funds provides the potential for high returns, while the debt component helps to balance the portfolio and reduce risk. The minimum investment period for these funds is three years, after which investors can withdraw their investment or continue holding it. Most popularly used type of Tax saver Mutual Funds in India is ELSS (Equity Linked Savings Scheme).
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Indian Tax Saver Mutual Funds are a type of mutual fund that allows investors to save on taxes under Section 80C of the Income Tax Act, 1961. The investments made in these funds are eligible for tax deductions of up to Rs. 1.5 lakhs per annum. This means that investors can reduce their taxable income by investing in these funds, thereby reducing their tax liability.
Benefits of Investing in Indian Tax Saver Mutual Funds:
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Tax benefits: One of the primary benefits of investing in these funds is that they offer tax benefits to investors. Investors can claim a deduction of up to INR 1.5 lakhs under Section 80C of the Income Tax Act for investments made in these funds.
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Long-term returns: As these funds invest in equity and equity-related instruments, they have the potential to offer higher returns over the long term.
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Professional management: The funds are managed by experienced fund managers who use their expertise to identify and invest in companies that have the potential to offer higher returns.
In conclusion, Indian Tax Saver Mutual Funds are an excellent investment option for individuals looking to save on taxes and invest in equities. With a range of options available from some of the top AMCs in India, investors can choose a fund that aligns with their investment goals and risk tolerance. So, go ahead and explore the world of Indian Tax Saver Mutual Funds, and start your tax-saving journey today!
Payment Modes and their Efficiency:
Lump Sum Transactions - Liquid Schemes:
*Important Note: Unit allotment will be subject to receipt of funds in the mutual fund account before the applicable cut-off time (Currently, 1:00 PM)
Lump Sum Transactions - Non Liquid Schemes :
T = Date of application based on cut-off time
*Important Note: Unit allotment will be subject to receipt of funds in the mutual fund account before the applicable cut-off time (Currently, 2:30 PM)
* While these 8 banks are technically enabled to provide real time credit, not all PA/AMC may be integrated with all the banks in which case the date of credit to MF account / unit allotment will happen on T + 1.
It may also be stated that the timings mentioned for UPI and Net Banking are subject to end to end funds confirmation received by the system from the respective aggregators.
XSIP/ISIP:
T = SIP Date
* BSE will endeavour to ensure credit is posted to MF account on the same day of debit to investor's account. In certain circumstances, due to delay at Bank's / Payment Aggregator's end, the credit to MF account and the allotment could get delayed to T+1.
*Important Note: Unit allotment will be subject to receipt of funds in the mutual fund account before the applicable cut-off time (Currently, 2:30 PM)
*Disclaimer*
The details mentioned in tables above are indicative based on reasonable information available with BSE. The transfer of funds to the collection account of the scheme through various modes, including time involved, is purely dependent on the banking industry procedures from time to time on which the BSE has no control.
Irrespective of the details mentioned above, Unit Allotment and NAV applicability will be strictly based on both receipt of transaction and funds into AMC Bank Account within the cut off time of the scheme from time to time and the BSE will not entertain any dispute towards the details provided above.
List of banks under Net Banking, which offer instant credit of funds to BSE, are subject to change without any prior notice. In case of delays or changes by the Banks in transferring the credits, the unit allotment will be based on receipt date & time of credit only.
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